Keyword Analysis & Research: pfcu federal credit union cd rates

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Frequently Asked Questions

What are CD rates?

CD Rates Meaning: In U.S. deposit terminology, the term CD Rates refers to the interest rate on Certificates of Deposit. The interest rate for these money market instruments with a relatively short maturity date is typically a fixed rate of interest, and payable on a set maturity date.

Are credit union CDs insured?

CDs are similar to savings accounts in that they are insured "money in the bank" and thus virtually risk free. In the USA, CDs are insured by the Federal Deposit Insurance Corporation (FDIC) for banks and by the National Credit Union Administration (NCUA) for credit unions.

What is credit union CD?

A credit union is a not-for-profit organization controlled by its members. Credit unions return profits to its members in the form of more favorable interest rates and lower fees. A credit union CD is a certificate of deposit through a credit union.

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