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Frequently Asked Questions

Is it easy to get American Express?

Minimum Requirements for an Amex Card Approval. While it is possible to be approved with a lesser score, you will generally need excellent credit to qualify for the best (premium) American Express cards. Leading credit bureau Experian defines excellent credit as 800 or better and good credit as a score of 700 or better.

How do I contact American Express National Bank?

How do I contact American Express National Bank? Phone Numbers. American Express Savings is available 24 hours a day, 7 days a week. For customer service or to open an account, please call us: 1-800-446-6307. For FAX correspondence: 1-800-542-0779. Mailing Address. Send checks or correspondence to: American Express National Bank P.O. Box 30384

Is American Express a debit or credit card?

Your Full Service Prepaid Debit Card. (American Express Serve is not a credit card.) No credit check. No minimum balance. No hidden fees FREE Early Direct Deposit! Get access to your money up to 2 days faster with early Direct Deposit Enjoy American Express service and security 24/7.


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